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Mystic Finance is a credit counseling and financial consulting firm based in Kolkata, India. It specializes in improving credit health for both individuals and businesses, and operates as a division of Credscoreplus Private Limited, founded by a team of CAs, CSs, and MBAs from premier Indian institutions.

History

Mystic Finance was launched on 18 July 2017 to address rising demand for expert guidance in credit report analysis, creditworthiness enhancement, and financial literacy. It operates under the umbrella of Credscoreplus Private Limited, which provides compliance, shared expertise, and operational support.

Services

Mystic Finance offers a broad range of services across two key verticals:

For Individuals

  • Credit report analysis (CIBIL, Experian, Equifax, CRIF High Mark)
  • Personalized credit score improvement plans
  • Credit report dispute resolution and correction
  • Debt management and consolidation advice
  • Education on maintaining healthy credit habits
  • Loan and credit card management strategies

For Businesses (MSMEs & Corporates)

  • Business credit health evaluation and improvement
  • Assistance in building a strong business credit profile
  • Vendor credit line advisory and debt management
  • Understanding business credit reports and credit bureau scores

Operations

Mystic Finance primarily serves clients across India from its Kolkata headquarters. Services are delivered via a hybrid model — both in-person at their office and through remote consultations online or via phone. Their approach centers around personalized assessments and actionable roadmaps for financial recovery and credit empowerment.

Parent Company

Mystic Finance functions as a specialized arm of Credscoreplus Private Limited, benefitting from the parent company's strategic direction, legal infrastructure, and professional leadership comprising Chartered Accountants, Company Secretaries, and MBAs.

External Links