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Created page with "{{#seo: | title = Nironjan Kurmi -- Entrepreneur and Founder of Nkpays | title_mode = append | keywords = Nironjan Kurmi, Nkpays Private Limited, Nkpays Recharge, Fintech Entrepreneur, Assam Business, Mobile Recharge India, Financial Technology | description = Nironjan Kurmi is an Indian entrepreneur, founder, CEO, and director of Nkpays Private Limited, recognized for creating Nkpays Lite App and Nkpays Exchange, leading fintech services across India. | image = Nironjan..."
 
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| social_media  = [https://www.facebook.com/nknironjan Facebook] · [https://www.facebook.com/nkpays Facebook -- Nkpays]
| social_media  = [https://www.facebook.com/nknironjan Facebook] · [https://www.facebook.com/nkpays Facebook -- Nkpays]
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Nironjan Kurmi (born 24 August 1990) is an Indian entrepreneur and fintech innovator from Assam. He is the Founder, Chief Executive Officer (CEO), and Director of Nkpays Private Limited and Nkpays Recharge Private Limited, companies that developed the Nkpays Lite App and Nkpays Exchange, offering mobile recharges, bill payments, and financial technology services across India.
'''Nironjan Kurmi''' is a prominent Indian entrepreneur and fintech innovator from Assam. He is the founder, CEO, and director of Nkpays Private Limited and Nkpays Recharge Private Limited, known for developing the Nkpays Lite App and Nkpays Exchange, offering mobile recharge, bill payments, and financial technology services nationwide.


==Early Life and Education==
==Early Life and Education==
Born in Assam, Nironjan Kurmi faced financial hardships in his early life. Son of Loknath Kurmi, a driver, he attended a Government LP School and completed his HSLC from a Government High School. He finished higher secondary education at Pragjyotika Junior College, Titabar, and graduated from Dibrugarh University in 2013. Parallel to his studies, he worked various part-time jobs including vegetable selling, tea garden labor, data entry, and telecom office assistance. He also holds a PGDCA and ITI certification in Diesel Pump Mechanic.
Nironjan was born in Titabor, Assam, where he faced financial challenges in his early life. He completed his higher secondary education in Titabor and graduated with a Bachelor of Arts degree from Dibrugarh University in 2013. He also holds a Post Graduate Diploma in Computer Applications (PGDCA) and an ITI certification. To support his studies, Nironjan worked part-time in roles such as data entry operator and telecom office assistant.


==Career==
==Career==
Starting as a small-scale mobile recharge provider offering door-to-door services, Nironjan launched his own software platform without an office setup. In 2014, he established N.K. Enterprise as a proprietorship. By 2020, Nkpays Private Limited was registered and emerged as a Pan-India fintech service provider.
After completing his degree, Nironjan began as a small-scale mobile recharge provider in Titabor and Jorhat, offering door-to-door services. In 2013, he launched his own software platform, and in 2014, he founded N.K. Enterprises as a proprietorship.
 
In 2020, he registered Nkpays Private Limited, which expanded as a fintech service provider in India. The company offers mobile recharges, bill payments, LIC premium payments, Aadhaar Enabled Payment System (AEPS), micro-ATM services, domestic money transfers, and recharge APIs.
Today, Nkpays offers mobile recharge, bill payments, LIC premium payments, AEPS, micro ATM, DMT services, and recharge APIs across India. Nkpays Lite App serves over 15,000 retail stores, while Nkpays Exchange provides API services to more than 2,000 companies nationwide.
• The Nkpays Lite app serves over 15,000 retail stores.
• Nkpays Exchange provides API services to more than 2,000 companies nationwide.
In 2025, the company launched exchange.nkpays.in, An AI-powered B2B platform for mobile/DTH recharges and digital vouchers, offering API-based integrations for businesses.


==Achievements==
==Achievements==
* National Business Award 2025 recipient, presented by Assamese singer Zubeen Garg 
* Recipient of the National Business Award 2025, presented by Reseal.in at Guwahati, Assam.
* Inaugurated the third corporate office in Titabar, Assam in 2025 by MLA Bhaskar Jyoti Baruah 
* Inaugurated the corporate office of Nkpays at Titabor, Assam, in the presence of local MLA and dignitaries.
* Built a leading fintech brand recognized throughout India
* Expanded operations with branch offices in Assam.


==Personal Life==
==Personal Life==
Married to Saroti Urang from Digboi, Tinsukia District, on 24 November 2020. The couple has a son, Nesansh Kurmi, born on 24 November 2022.
Nironjan married Saroti Urang of Digboi, Tinsukia District, on 24 November 2020. Urang serves as the Managing Director of Nkpays. The couple has a son, Nesansh Kurmi, born on 24 November 2022. His father, Loknath Kurmi, runs a retail shop in Titabor and is involved in Nkpays, while his mother, Loxmi Kurmi, is a homemaker. The family resides in Titabor, Assam.


==Contact Information==
==Contact Information==
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* BC / Non-Office Timings Support / Registration: 7099523164 / 6003884457   
* BC / Non-Office Timings Support / Registration: 7099523164 / 6003884457   
* Office Timings: 9:30 AM to 8:30 PM   
* Office Timings: 9:30 AM to 8:30 PM   
* Websites: [api.nkpays.in](http://api.nkpays.in/), [exchange.nkpays.in](http://exchange.nkpays.in/), [Nkpays.com](http://nkpays.com/)


==External Links==
==External Links==
* Facebook :[https://www.facebook.com/nknironjan  Nironjan Kurmi]
* [https://nkpays.in/ Official Website - nkpays.in]
* Facebook :[https://www.facebook.com/nkpays  Nkpays]
* [https://exchange.nkpays.in/ Nkpays Exchange]
* [https://api.nkpays.in/ Nkpays API]
* [https://www.facebook.com/nkpays Facebook - @nkpays]
* [https://www.facebook.com/nknironjan Facebook - Nironjan Kurmi]
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