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| {{#seo:
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| | title=Sagar Bhagwan Dhumal – Credit Repair Expert, NGO Documentation Consultant & Founder of Digital Katta
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| | title_mode=append
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| | keywords=Sagar Dhumal Pune, Credit Repair Expert India, CIBIL Score Correction Expert, NGO Documentation Consultant, Digital Katta Founder
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| | description=Sagar Bhagwan Dhumal is a Pune-based Credit Repair Expert, Financial Advisor, and Founder of Digital Katta, specializing in CIBIL score correction, NGO compliance, and structured financial growth solutions.
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| | image=SAGAR BHAWAN DHUMAL.png
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| | image_alt=Sagar Bhagwan Dhumal profile image
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| }}
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| {{infow
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| | title = Sagar Bhagwan Dhumal [[file:verified.png]]
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| | image = SAGAR BHAWAN DHUMAL.png
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| | image_size = 250px
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| | caption = Credit Repair Expert & Social Impact Leader
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| | birth_date = 01 May 1989
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| | nationality = Indian
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| | occupation = Founder & CEO | Credit Repair Expert | NGO Documentation Consultant | Financial Advisor
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| | education = B.A. (Hindi); Master of Social Work (MSW)
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| | known_for = Credit Repair Solutions, NGO Compliance Systems, Financial Awareness Initiatives
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| | organization = DIGITAL KATTA
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| | residence = Pune, Maharashtra, India
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| | website = www.digital-katta.com
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| | country = India
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| }}
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| '''Sagar Bhagwan Dhumal''' is an Indian Credit Repair Expert, Financial Advisor, and NGO Documentation Consultant based in Pune, Maharashtra. He is the Founder and CEO of '''DIGITAL KATTA – One Stop Solution Platform''', a structured service ecosystem supporting credit correction and NGO compliance management across India.
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| He is recognized for his expertise in CIBIL score correction, dispute resolution, credit monitoring programs, and NGO funding compliance systems.
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| ==Early Life and Education==
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| Sagar Bhagwan Dhumal was born on 01 May 1989.
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| He completed:
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| * Bachelor of Arts (Hindi)
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| * Master of Social Work (MSW)
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| His academic background in social development and public systems strengthened his understanding of financial literacy, compliance frameworks, and community impact initiatives.
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| ==Professional Overview==
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| Sagar Dhumal specializes in structured financial recovery and NGO documentation systems. His work integrates banking coordination, legal follow-ups, and compliance planning to deliver measurable outcomes for individuals and organizations.
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| He provides services across all four major credit bureaus in India, focusing on long-term credit health improvement rather than temporary fixes.
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| ==Credit Repair Expertise==
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| As a Credit Repair Expert, he provides:
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| * CIBIL Score Correction & Profile Analysis
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| * Dispute Resolution with Credit Bureaus
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| * Structured 12-Month Credit Monitoring Programs
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| * Banking & Legal Coordination Support
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| * Long-Term Credit Improvement Planning
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| He has successfully guided numerous individuals in restoring and strengthening their credit profiles through systematic intervention strategies.
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| ==NGO Documentation & Compliance Support==
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| Through DIGITAL KATTA, he empowers NGOs with complete documentation and compliance frameworks including:
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| * DARPAN ID Registration
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| * 12A Registration
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| * 80G Certification
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| * CSR-1 Registration
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| * Funding-Ready Documentation Systems
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| * Compliance Structuring & Audit Coordination
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| His consultancy helps NGOs become donation-ready and CSR funding-ready with transparent and structured documentation systems.
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| ==Founder – DIGITAL KATTA==
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| DIGITAL KATTA is a One Stop Solution Platform designed to bridge the gap between financial systems, compliance frameworks, and social impact organizations.
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| The platform focuses on:
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| * Credit Repair & Financial Advisory
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| * NGO Compliance & Documentation
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| * Legal & Banking Follow-Ups
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| * Financial Literacy & Awareness
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| ==Financial Awareness Initiative==
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| Sagar Dhumal leads the financial awareness movement:
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| “माझा सिबिल, माझी जबाबदारी”
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| This initiative promotes financial responsibility, credit awareness, and structured financial discipline among individuals.
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| ==Key Achievements==
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| * Guided numerous individuals in restoring credit profiles
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| * Designed structured 12-Month Credit Monitoring Programs
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| * Helped NGOs secure compliance readiness for funding
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| * Built integrated systems combining legal, banking, and compliance processes
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| * Established DIGITAL KATTA as a growing financial & documentation consultancy platform
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| ==Vision==
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| To build India’s most trusted brand for Credit Repair & NGO Compliance Solutions by promoting transparency, financial responsibility, and structured growth models.
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| ==Website & Online Presence==
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| * https://www.digital-katta.com
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| * https://www.drushti.org
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| ==Professional Identity==
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| Sagar Bhagwan Dhumal continues to work toward strengthening India’s financial literacy ecosystem and enabling NGOs with compliant, transparent, and growth-oriented documentation systems.
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