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{{#seo:
| title=Sagar Bhagwan Dhumal – Credit Repair Expert, NGO Documentation Consultant & Founder of Digital Katta
| title_mode=append
| keywords=Sagar Dhumal Pune, Credit Repair Expert India, CIBIL Score Correction Expert, NGO Documentation Consultant, Digital Katta Founder
| description=Sagar Bhagwan Dhumal is a Pune-based Credit Repair Expert, Financial Advisor, and Founder of Digital Katta, specializing in CIBIL score correction, NGO compliance, and structured financial growth solutions.
| image=SAGAR BHAWAN DHUMAL.png
| image_alt=Sagar Bhagwan Dhumal profile image
}}


{{infow
| title          = Sagar Bhagwan Dhumal [[file:verified.png]]
| image          = SAGAR BHAWAN DHUMAL.png
| image_size    = 250px
| caption        = Credit Repair Expert & Social Impact Leader
| birth_date    = 01 May 1989
| nationality    = Indian
| occupation    = Founder & CEO | Credit Repair Expert | NGO Documentation Consultant | Financial Advisor
| education      = B.A. (Hindi); Master of Social Work (MSW)
| known_for      = Credit Repair Solutions, NGO Compliance Systems, Financial Awareness Initiatives
| organization  = DIGITAL KATTA
| residence      = Pune, Maharashtra, India
| website        = www.digital-katta.com
| country        = India
}}
'''Sagar Bhagwan Dhumal''' is an Indian Credit Repair Expert, Financial Advisor, and NGO Documentation Consultant based in Pune, Maharashtra. He is the Founder and CEO of '''DIGITAL KATTA – One Stop Solution Platform''', a structured service ecosystem supporting credit correction and NGO compliance management across India.
He is recognized for his expertise in CIBIL score correction, dispute resolution, credit monitoring programs, and NGO funding compliance systems.
==Early Life and Education==
Sagar Bhagwan Dhumal was born on 01 May 1989. 
He completed:
* Bachelor of Arts (Hindi) 
* Master of Social Work (MSW) 
His academic background in social development and public systems strengthened his understanding of financial literacy, compliance frameworks, and community impact initiatives.
==Professional Overview==
Sagar Dhumal specializes in structured financial recovery and NGO documentation systems. His work integrates banking coordination, legal follow-ups, and compliance planning to deliver measurable outcomes for individuals and organizations.
He provides services across all four major credit bureaus in India, focusing on long-term credit health improvement rather than temporary fixes.
==Credit Repair Expertise==
As a Credit Repair Expert, he provides:
* CIBIL Score Correction & Profile Analysis 
* Dispute Resolution with Credit Bureaus 
* Structured 12-Month Credit Monitoring Programs 
* Banking & Legal Coordination Support 
* Long-Term Credit Improvement Planning 
He has successfully guided numerous individuals in restoring and strengthening their credit profiles through systematic intervention strategies.
==NGO Documentation & Compliance Support==
Through DIGITAL KATTA, he empowers NGOs with complete documentation and compliance frameworks including:
* DARPAN ID Registration 
* 12A Registration 
* 80G Certification 
* CSR-1 Registration 
* Funding-Ready Documentation Systems 
* Compliance Structuring & Audit Coordination 
His consultancy helps NGOs become donation-ready and CSR funding-ready with transparent and structured documentation systems.
==Founder – DIGITAL KATTA==
DIGITAL KATTA is a One Stop Solution Platform designed to bridge the gap between financial systems, compliance frameworks, and social impact organizations.
The platform focuses on:
* Credit Repair & Financial Advisory 
* NGO Compliance & Documentation 
* Legal & Banking Follow-Ups 
* Financial Literacy & Awareness 
==Financial Awareness Initiative==
Sagar Dhumal leads the financial awareness movement:
“माझा सिबिल, माझी जबाबदारी”
This initiative promotes financial responsibility, credit awareness, and structured financial discipline among individuals.
==Key Achievements==
* Guided numerous individuals in restoring credit profiles 
* Designed structured 12-Month Credit Monitoring Programs 
* Helped NGOs secure compliance readiness for funding 
* Built integrated systems combining legal, banking, and compliance processes 
* Established DIGITAL KATTA as a growing financial & documentation consultancy platform 
==Vision==
To build India’s most trusted brand for Credit Repair & NGO Compliance Solutions by promoting transparency, financial responsibility, and structured growth models.
==Website & Online Presence==
* https://www.digital-katta.com 
* https://www.drushti.org 
==Professional Identity==
Sagar Bhagwan Dhumal continues to work toward strengthening India’s financial literacy ecosystem and enabling NGOs with compliant, transparent, and growth-oriented documentation systems.